Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a … Read More
FICO® Score – A Brief Explanation
When you apply for a mortgage loan, you expect your lender to pull a credit report and look … Read More
Documenting Your Assets – Verifying Your Down Payment
When buying a home, it is not enough to just come up with the money. With the exception … Read More
Closing Costs When Buying Or Refinancing A Home
This is a detailed summary of costs you may have to pay when you buy or refinance your … Read More
Adjustable Rate Mortgages – The Basics
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a … Read More
Adjustable Rate Mortgages – The Pros & Cons
Now that you know what an ARM is and how it works, you may be wondering what the … Read More
Glossary Of Real Estate Terms
A B C D E F G H I J L M N O P Q R S … Read More
Why Do You Need Title Insurance?
Title Insurance. It’s a term we hear and see frequently – we see reference to it in the … Read More
Understanding Title Insurance
What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about … Read More
Understanding Preliminary Reports
After months of searching, you’ve finally found it — your perfect dream home. But is it perfect? Will … Read More