Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a … Read More
FICO® Score – A Brief Explanation
When you apply for a mortgage loan, you expect your lender to pull a credit report and look … Read More
Documenting Your Assets – Verifying Your Down Payment
When buying a home, it is not enough to just come up with the money. With the exception … Read More
Closing Costs When Buying Or Refinancing A Home
This is a detailed summary of costs you may have to pay when you buy or refinance your … Read More
Adjustable Rate Mortgages – The Basics
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a … Read More
Adjustable Rate Mortgages – The Pros & Cons
Now that you know what an ARM is and how it works, you may be wondering what the … Read More
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